Your financial friend · always on

Your money,
explained in plain English.

Ask anything about your finances — on the web or over WhatsApp. Import your bank statement and get clear, honest answers about where your money goes.

✓ No bank login needed
✓ Bank-grade encryption
✓ CSV import from your bank
✓ Every currency, every timezone

Whether it's your weekly groceries or your business's GST return, ask it the same way you'd ask a person.

finflowz
● online now
How much did I spend on eating out last month?
🍔 You spent $342 on eating out in May — up $62 from April. Top spots were Grill'd ($89) and Uber Eats ($76).
Am I saving enough?
💰 You saved $2,712 last month — about 60% of your income. The 20% guide says you're well ahead. 🎉
What you get
A finance team in your pocket
Two ways in, one honest assistant. Use the web, use WhatsApp, or link both and keep everything in sync.
💬

Just ask

Type a question in plain English and get a straight answer pulled from your real transactions.

📄

Import in seconds

Drop in a bank CSV — on the web or in WhatsApp — and it's sorted and categorised instantly.

📊

See the whole picture

A living dashboard shows where your money goes, what's changed, and how much you're saving.

🧾

Invoice in a tap

Create, send and track invoices from chat or the dashboard — GST handled automatically.

📚

Real books, not just totals

A genuine double-entry ledger behind the scenes means real P&L and balance-sheet reports, not just spending totals.

How it works
Up and running in a minute
1

Sign in

Use your email or verify on WhatsApp. One code, under a minute.

2

Add your spending

Import a CSV, snap a receipt, or send an invoice — link WhatsApp to pull in history, or just start chatting.

3

Ask anything

Get honest, plain-English answers about where your money goes.

Good to know
Questions worth answering upfront
Do I need to give you my bank login?

No. Your data comes in either by importing a CSV export from your bank, or just by telling Finn about a transaction in chat — on the web or over WhatsApp. There's no bank credential of any kind stored or requested at any point.

If I connect Xero, can it write to my books?

No — Xero access is read-only by policy. finflowz can read your Xero data to keep things in sync, but it never creates, edits, or deletes anything in your Xero books.

What happens to my data?

It's used to answer your questions and power your dashboard — nothing more. See the full privacy policy for the complete picture.